Every business carries risks—especially when people are involved. If you employ workers, the welfare, safety, and financial protection of your workforce should be a priority. A Workmen Compensation Policy ensures that employees injured at work receive timely support while also protecting your business from legal liabilities.
A Workmen Compensation Policy (or “Workers’ Compensation Insurance”) provides statutory benefits to employees who suffer injuries, disability or death as a result of accidents arising out of and in the course of their employment. It covers medical treatment, wages during disability, compensation for permanent disablement, and death benefits for dependents.
| Benefit | What’s Included |
|---|---|
| Medical Expenses | Hospitalization, surgery, medicine, and physiotherapy |
| Temporary Disablement | Wages paid while recovering from temporary disability |
| Permanent Disablement | Compensation for partial or total permanent disability |
| Death Benefit | Lump sum payable to dependents in case of death |
| Legal Liability | Protection against claims or legal proceedings |
A Workmen Compensation Policy is more than legal protection—it’s a promise to safeguard the lives and well-being of your employees. By investing in this policy, your business not only meets compliance requirements but also builds trust and resilience. Let Doorstep Bima help you protect your workforce and your business today.