What is Health Renewal Insurance?

Health Renewal Insurance is the process of extending your existing health insurance policy by paying the renewal premium before its expiry date. It guarantees that your coverage for hospitalization, treatments, medicines, and other medical needs remains active without any break.

Why is Health Renewal Important?

• ✔ Continuous Coverage: Avoids any lapse in benefits so that you remain protected at all times.
• ✔ Pre-Existing Conditions Coverage: Renewal ensures that the waiting period for pre-existing illnesses continues without reset.
• ✔ No Claim Bonus (NCB): By renewing on time, you retain and increase your no-claim bonus benefits.
• ✔ Avoid Re-Examination: A lapsed policy may require new medical tests or higher premiums for reinstatement.

Benefits of Timely Health Insurance Renewal

• ✔ Financial Security: Covers hospitalization, surgery, and treatment costs during medical emergencies.
• ✔ Cashless Hospitalization: Continue enjoying cashless treatment at network hospitals.
• ✔ Tax Benefits: Renewal premiums qualify for tax deductions under Section 80D of the Income Tax Act.
• ✔ Hassle-Free Process: With Doorstep Bima, you can renew your policy online in minutes.

How to Renew Health Insurance Easily?

1. Track Your Renewal Date: Set reminders or use auto-renewal to avoid missing deadlines.
2. Pay Premiums Online: Secure digital payment options ensure a quick and safe renewal process.
3. Update Details: Make necessary updates in nominee details, address, or coverage amount.
4. Check Policy Upgrades: Renewal is also a good time to increase your sum insured or add riders for extra protection.