Office Package Policy

What is an Office Package Policy?

An office is more than just a workplace—it is where employees, assets, and daily operations come together to drive business growth. An Office Package Policy is a comprehensive insurance solution that combines multiple covers into a single plan, protecting your office building, furniture, electronic equipment, employees, and legal liabilities under one umbrella.

With Doorstep Bima, you can compare top insurers and get the right office package policy tailored to your business needs.

Why Do You Need an Office Package Policy?

• Protection against fire, natural calamities, and accidents
• Coverage for burglary and theft of office assets
• Safeguard for computers, servers, and electronics
• Public liability and employee coverage
• One-stop solution instead of buying multiple policies
• Ensures smooth business continuity

Who Should Buy an Office Package Policy?

• Corporate offices and startups
• IT companies, call centers, and co-working spaces
• Consulting firms, agencies, and law offices
• Banks, financial institutions, and service providers
• Small and medium-sized enterprises

Coverage Under Office Package Policy

• Property Protection – Building, interiors, furniture, fixtures, and fittings
• Electronic Equipment – Computers, laptops, servers, printers, and networks
• Fire & Allied Perils – Fire, lightning, explosion, storm, flood, earthquake
• Burglary & Theft – Robbery and forced entry
• Money Insurance – Cash in safe and during transit
• Public Liability – Third-party injury or property damage
• Employee Coverage – Accidental injury and medical expenses
• Business Interruption – Compensation for income loss

Exclusions in Office Package Policy

• Intentional or wilful damage
• Normal wear and tear
• War, nuclear risks, or terrorism (unless add-on)
• Illegal activities
• Loss of data or intangible assets

Types of Office Package Policies

1. Standard Office Package
2. Comprehensive Office Package
3. Customized Office Package

Add-On Covers Available

• Terrorism cover
• Fidelity guarantee
• Plate glass and signage cover
• Professional indemnity
• Portable equipment cover

Claim Process with Doorstep Bima

1. Notify immediately
2. Surveyor assessment
3. Submit claim documents
4. Claim verification
5. Settlement as per policy terms

Why Choose Doorstep Bima?

• Compare multiple insurers
• Expert coverage guidance
• Affordable premiums
• Hassle-free issuance & renewal
• Dedicated claim assistance

An office is a valuable investment that houses your team and operations. Protect it with a reliable Office Package Policy from Doorstep Bima and keep your business secure and uninterrupted.