Term Insurance with Return of Premium

What is Term Insurance with Return of Premium?

Traditional term insurance provides financial protection to your family in case of your untimely demise during the policy term. However, if you survive the policy period, there is no maturity benefit. To address this, Term Insurance with Return of Premium (TROP) ensures you get back all the premiums paid, making it a win-win option.

Key Benefits of TROP

• Life Cover + Savings – Offers the dual advantage of protection and return of premiums.
• Guaranteed Returns – Get back the total premiums paid at the end of the policy term.
• Affordable Protection – High coverage with reasonable premiums.
• Peace of Mind – Even if nothing happens, your money comes back.
• Tax Benefits – Premiums paid qualify for tax deductions under Section 80C, and the maturity amount is also tax-free under Section 10(10D), as per current tax laws.

Why Choose Doorstep Bima for TROP?

• Compare multiple TROP options in one place.
• Select plans tailored to your age, income, and future needs.
• Buy policies online with ease and minimal paperwork.
• Enjoy smooth claim settlement and reliable support for your family.

Secure Your Future with Returns

A TROP plan is ideal for those who want life cover but also do not want their hard-earned money to go waste. With Doorstep Bima, you can secure your family’s future while ensuring that your premiums are returned if life goes as planned.

Choose Term Insurance with Return of Premium today and enjoy protection with guaranteed returns.