Pay-As-You-Drive Insurance with Doorstep Bima

Traditional car insurance often charges you a fixed premium, whether you drive a lot or barely use your vehicle. But what if you only drive occasionally and still end up paying high premiums? That’s where Pay-As-You-Drive Insurance (PAYD) comes in. At Doorstep Bima, we help you secure this smart and cost-effective insurance plan designed for today’s drivers.

What is Pay-As-You-Drive Insurance?

Pay-As-You-Drive Insurance is a usage-based motor insurance plan where your premium depends on how much you actually drive. Instead of paying a standard annual fee, you pay based on the kilometers you cover. This makes it perfect for car owners who use their vehicles occasionally, such as for weekend drives or short commutes.

How Does It Work?

✔ You select a kilometer slab (for example, 2,500 km, 5,000 km, or 7,500 km per year).
✔ Your premium is calculated based on the chosen slab.
✔ If you drive within the limit, you save money on premiums.
✔ If you exceed the limit, you can easily top-up your coverage.

Who Should Opt for Pay-As-You-Drive Insurance?

✔ People who own multiple cars but don’t use each one regularly
✔ Car owners who mostly use public transport and drive occasionally
✔ Retired individuals or professionals working from home with limited travel needs
✔ Owners of second or spare cars used only for short trips

Key Benefits of Pay-As-You-Drive Insurance

✔ Save More: Pay only for the distance you actually drive
✔ Flexibility: Choose the slab that matches your driving pattern
✔ Transparency: Clear premium calculation based on usage
✔ Complete Coverage: Get all benefits of a comprehensive policy, including accident, theft, and natural calamity cover
✔ Eco-Friendly Choice: Encourages less driving, reducing fuel use and emissions

Why Choose Doorstep Bima for PAYD Insurance?

✔ Compare top insurers offering pay-as-you-drive plans
✔ Affordable and customized premiums
✔ Doorstep support for policy purchase, renewal, and claims
✔ Hassle-free digital process with instant policy issuance

Drive Smart, Pay Smart

Pay-As-You-Drive Insurance is the future of motor insurance in India. It rewards safe and low-mileage drivers with affordable premiums while offering complete protection. With Doorstep Bima, you can easily compare, buy, and manage your PAYD policy without any hassle.

Choose Doorstep Bima – your trusted partner for Pay-As-You-Drive Insurance. Drive less, save more, and stay protected.

Pay-As-You-Drive Insurance