For Non-Resident Indians (NRIs), life abroad often comes with new opportunities, responsibilities, and challenges. But one concern that always stays is quality healthcare and the rising cost of medical treatments in India. Whether you frequently travel to India, have parents living here, or plan to settle back in the future, having health insurance for NRIs ensures that you and your family are financially protected during medical emergencies.
At Doorstep Bima, we make it simple for NRIs to compare, choose, and buy the right health insurance plans tailored to their needs.
Why Do NRIs Need Health Insurance in India?
- 🌍 Coverage during India visits: Emergencies can happen anytime, even during short trips home.
- 💰 Rising healthcare costs: Treatments for critical illnesses, surgeries, or hospitalization in India can cost lakhs of rupees.
- 👪 Parents and dependents: Many NRIs insure their family members living in India for peace of mind.
- 🏡 Future relocation: If you plan to return to India, having an existing health policy ensures continuity of coverage.
- 📊 Tax benefits: Premiums paid for health insurance in India qualify for deductions under Section 80D of the Income Tax Act.
Key Features of Health Insurance for NRIs with Doorstep Bima
- ✔️ Comprehensive coverage for hospitalization, surgeries, and treatments.
- ✔️ Cashless claim facility at a wide network of hospitals in India.
- ✔️ Critical illness add-on for enhanced protection.
- ✔️ Flexible sum insured options to suit different needs and budgets.
- ✔️ Family floater plans that cover parents, spouses, and children.
- ✔️ Hassle-free online purchase with instant policy document delivery.
Eligibility for NRI Health Insurance
- 🔸 Age between 18 to 65 years (varies by insurer).
- 🔸 Must have a valid Indian passport or proof of NRI status.
- 🔸 May require presence in India for a medical check-up (as per insurer’s policy).
Benefits of Buying NRI Health Insurance from Doorstep Bima
1. Simple Comparison
Compare multiple insurers on one platform and make an informed choice.
2. Expert Guidance
Get personalized advice to select the best plan for your family and budget.
3. Transparent Process
We ensure 100% transparency with no hidden charges or misleading information.
4. Easy Claim Assistance
Our team supports you through the claim process for a hassle-free experience.
5. Doorstep Support
Get end-to-end assistance whenever you need it, right at your convenience.
Who Should Consider NRI Health Insurance?
- 🧳 NRIs who travel to India frequently.
- 👴 Those with aged parents or dependents living in India.
- 🏠 Families planning to return and settle in India.
- 💉 Anyone wanting to avoid high out-of-pocket medical expenses during emergencies.
Conclusion
Health is wealth, and being away from home should never mean compromising on medical security. With Doorstep Bima, NRIs can explore the best health insurance plans in India and secure protection for themselves and their loved ones.
Affordable, flexible, and reliable — that’s the promise of Doorstep Bima, making health insurance simple for everyone.
