What is Cancer Insurance?

Cancer Insurance is a dedicated health cover that offers a lump sum or staged benefits when diagnosed with different stages of cancer—minor, major, or critical. Unlike standard health insurance policies, this plan is tailored exclusively for cancer-related treatment costs such as hospitalization, chemotherapy, radiation, surgery, and post-treatment care.

Key Features of Cancer Insurance

• ✔ Comprehensive Coverage: Covers diagnosis, treatment, hospitalization, and follow-up care.
• ✔ Stage-Based Payout: Provides financial support based on the stage of cancer (early, major, or advanced).
• ✔ Lump Sum Benefit: A lump sum payout helps cover medical bills, ongoing treatments, or even household expenses.
• ✔ No Claim Bonus: If no claim is made, the sum insured may increase over time.
• ✔ Premium Waiver: Future premiums may be waived if a major stage of cancer is diagnosed.

Why Do You Need Cancer Insurance?

Cancer treatment can cost anywhere between a few lakhs to crores, depending on the type and stage. Regular health policies may not cover all the expenses, and savings alone might not be enough. With Cancer Insurance, you can:

• ✔ Protect your family’s financial stability.
• ✔ Get access to quality treatment without compromise.
• ✔ Cover expenses beyond hospitalization such as medicines, therapies, and home care.
• ✔ Focus on recovery while the policy takes care of financial stress.

Who Should Buy Cancer Insurance?

• ✔ Individuals with a family history of cancer.
• ✔ People looking for an affordable supplement to their existing health policy.
• ✔ Anyone who wants financial security against rising healthcare costs.